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EMI Calculator
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EMI Calculator

Overview

Home loans are offered to following individuals basically to own a residential property in India.

Target Audience
  1. Salaried
  2. Professionals
  3. Self-employed
  4. NRIs
Purpose of Loan
  1. Purchase of a plot of land and Construction of a house thereon
  2. Construction of a house on plot of land already owned
  3. Purchase of a new house / flat
  4. Purchase of old house / flat. The residual age of the property as confirmed by our certified valuers should not be less than 30 years (Home Acquisition Plan)
  5. Extend / Renovate/Repair of a house or flat already owned by self (Improvement/Extension Plan)
  6. Take-over of existing Housing Loan
  7. Loan takeover with additional refinance

ELIGIBILITY

Salaried Individual
Age (Years) Minimum-18, Maximum-Age of Superannuation
Work Experience Minimum 2 years
Clubbing of Income Income of spouse/parents/child permitted

 

• Self-employed Individual/Professional – Same as above with relevant business stability proof.